Now that pandemic restrictions are easing and things are getting back to normal, many people are feeling the urge to splurge. A new survey shows 44% of adults are willing to take on new debt in order to treat themselves with special purchases. Ted Rossman is an analyst at Credit

“There’s going to be a big surge in travel and dining out and our of home entertainment, and that is largely warranted,” Rossman said. “We all want to get out and do fun things after the year everybody’s had. Unfortunately, it looks like a lot of people might be willing to go back into some bad habits.”

Rossman says those bad habits include paying for everything with credit. Instead, he suggests budgeting a portion of your paycheck, your stimulus money, or other funds saved over the past year to make those special purchases.